RCB Gold, Classic and Starter packages

RCB Bank offers banking packages for individual clients: RCB Gold, RCB Classic and RCB Starter, providing greater flexibility in managing finances.

Choose the package that best suits your financial needs.

RCB Gold

RCB Gold offers exclusive access to the Bank’s premium products and services. RCB Gold is designed for clients that need a wide range of services and/or perform a large number of banking transactions. For a monthly fee that under certain conditions can even be waived, a client is granted access to the full range of the Bank’s products and services at preferential rates. RCB Gold is the premium package for day-to-day banking.

Features of RCB Gold package:

  • Relationship maintenance fee – 10 EUR per month or free of charge if the average monthly balance1 on all accounts is 100.000 EUR or higher or monthly card purchase turnover is 3.000 EUR or higher.
  • Free services:
  • Opening accounts in different currencies: EUR, USD, GBP, CHF, RUB
  • Issue of a cheque book;
  • Creating or amending standing orders/SEPA Direct Debits;
  • Cash withdrawals from ATMs of RCB;
  • 3 ATM cash withdrawals in EUR per month from any other bank in Cyprus;
  • Travel insurance for the cardholder and family members;
  • Inward SEPA and SWIFT transfers;
  • Internal transfers (within the Bank) through RCB Online Banking and RCB Mobile Banking.
  • Preferential rates for payments and cards.
  • Access to the Bank’s entire line of fixed term deposits.
  • Possibility to issue multicurrency RCB Mastercard.

For more information about the Bank’s fees for RCB Gold package, please visit the Commissions and Charges page.

1The average monthly balance including fixed deposits and notice accounts is calculated as the sum of daily credit balances (at the beginning of each day) in all client’s accounts with the Bank during the month, divided by the number of calendar days in the respective month.

RCB Classic

RCB Classic – pay for the Bank’s products and services as and when used. RCB Classic offers a free euro-dominated account for your everyday banking needs. Other products or services are charged only if used. RCB Classic provides a path into the world of high quality banking services.

Features of RCB Classic package:

  • No relationship maintenance fee. If the average monthly balance1 on all accounts is lower than 20.000 EUR or monthly card purchase turnover is lower than 1.000 EUR, a monthly charge of 5 EUR applies.
  • Free services:
  • Opening one Euro denominated account;
  • Option to choose between RCB Mastercard or RCB Visa card;
  • Internal transfers (within the Bank) through RCB Online Banking and RCB Mobile Banking;
  • Inward SEPA and SWIFT transfers;
  • Execution of SEPA Direct Debit;
  • Cash withdrawals from ATMs of RCB;
  • 2 ATM cash withdrawals in EUR per month from any other bank in Cyprus;
  • Access to a wide range of Bank’s products or services charged as per current Commissions and Charges.
  • Access to the Bank’s entire line of fixed term deposits, except the Flexibility scheme.
  • Possibility to issue multicurrency RCB Mastercard.

For more information about the Bank’s fees for RCB Classic package, please visit the Commissions and Charges page.

1The average monthly balance including fixed deposits and notice accounts is calculated as the sum of daily credit balances (at the beginning of each day) in all client’s accounts with the Bank during the month, divided by the number of calendar days in the respective month.

RCB Starter

RCB Starter Package is available for clients who reside in Cyprus and do not have accounts in any other bank in the country. The Starter covers the basic banking needs, such as receiving and sending money.

Features of RCB Starter:

  • Yearly maintenance fee of 36 Euros paid up front at the opening of the account and at the beginning of each year thereafter.
  • Classic debit card, ATM cash withdrawals and outward payments up to 5.000 Euros are executed for free (included in the maintenance fee).

Chequebooks, credit cards, an overdraft limit, as well as fixed term deposits are not included.