Debit cards

RCB Bank offers Mastercard and Visa debit cards. The cards give you access to funds you have placed with the Bank, whenever you want, wherever you are in the world. The Bank’s debit cards are your convenient payment instrument, allowing you to make everyday purchases. Smooth card operations, instant transfers and payments are ensured by RCB's own processing center.

With debit cards, you can conveniently and securely:

  • Pay for goods and services in shops, cafes, restaurants and other outlets;
  • Place orders on the internet;
  • Travel in comfort, book hotels, flights and other services - You don't need to worry about exchanging currency;
  • Ensure that the balance of your card account at the Bank remains confidential.

You can apply for an RCB Mastercard or Visa card via RCB Online Banking, by contacting your relationship manager, or by visiting any of the Bank’s branches.

RCB Visa card

RCB Visa cards give you the convenience of paying securely and straight from your Bank account. Available in EUR, USD, GBP and RUB, RCB Visa cards make payments simple and put you in control of your spending. You can use your cards in shops, at ATMs and online worldwide, wherever Visa debit cards are accepted.

Key advantages of RCB Visa cards

  • Cards can be issued in 4 currencies: EUR, USD, GBP and RUB and are linked to your RCB account in the respective currency;
  • The contactless sticker rcb2pay is an additional payment tool which can be issued with your RCB Visa debit card;
  • A flexibility to adjust daily limits on card transactions quickly in order to purchase high-ticket items;
  • Secure payments for goods and services in the internet with 3D Secure service;
  • Membership in RCB Club that allows you to benefit from an extensive privilege program, offering preferential pricing at the establishments of participating partners;
  • Free travel insurance for RCB Visa Gold cards (main and supplementary cards);
RCB Mastercard

Unique multicurrency card - RCB Mastercard is a safe and secure alternative to carrying cash abroad. The card’s main currency is EUR and it can be additionally linked to accounts in USD, GBP, RUB, CHF, at your choice. Every time you travel or shop online, RCB Mastercard knows which currency to use, so you don’t have to worry about conversions or foreign exchange commissions.

How it works

When you make transactions in EUR, USD, GBP, RUB or CHF, the amount of the transaction is deducted straight from the relevant account without any conversions and foreign exchange commission. If the transaction is in a currency different from EUR, USD, GBP, RUB or CHF or there are insufficient funds in the relevant account, the amount of the transaction will be automatically deducted from your EUR account, without any foreign exchange commission.

Key advantages of RCB multicurrency card

  • Direct access to funds on the account opened in up to 5 currencies: EUR, USD, GBP, RUB, CHF;
  • No foreign exchange commission;
  • Free travel insurance;
  • Free SMS-notifications;
  • Easy to link different accounts to the card;
  • Flexibility and ease in changing cards’ daily limits;
  • Secure online payments with Mastercard ID Check;
  • Opportunity to manage funds online with RCB Online Banking and RCB Mobile Banking.
Fees and parameters for RCB Visa cards in EUR

RCB Gold
RCB Classic
Main debit card's annual fee
(first card)
Free Free
Main debit card's annual fee (second and each consecutive card) 20 EUR 20 EUR
Supplementary debit card's annual fee Free
first and second card

20 EUR
third and each consecutive card
20 EUR
Issuance of supplementary Visa Gold card (one-off payment) Issued by default 50 EUR
Urgent card and PIN production (next business day) 10 EUR 15 EUR
Debit card
re-issue/replacement
Free 15 EUR
Commission for cash withdrawals from the ATMs of the Bank Free Free
Commission for cash withdrawals from the ATMs of other banks in Cyprus Free
three transactions1

1% (min. 1 EUR)
fourth transaction and each consecutive
Free
two transactions1

2% (min. 2 EUR)
third transaction and each consecutive
Commission for cash withdrawals from the ATMs outside Cyprus 2,5% (min. 2,5 EUR) 3% (min. 3 EUR)
Commission for cash withdrawals from the cash points of other Banks 2,5% (min. 2,5 EUR) 3% (min. 3 EUR)
Foreign exchange commission
(for non-account currencies transactions)
2% on transaction amount 2,9% on transaction amount
SMS-Notice Free Free
Card and PIN mailing to client’s address (by courier) 70 EUR 70 EUR
Daily transaction limit (set by default and may be changed upon client request) 10.000 EUR 3.000 EUR
Daily cash withdrawal limit from the ATMs of the Bank 1.000 EUR 1.000 EUR
Daily cash withdrawal limit (set by default and may be changed upon client request) 1.000 EUR 1.000 EUR
Daily limit for card not present transactions (internet purchases and other card not present transactions) - set by default and may be changed upon client request 10.000 EUR 3.000 EUR
Monthly limit for card not present transactions (internet purchases and other card not present transactions) for сards with no SMS-Notice service activation - set by default and may be decreased upon client’s request 200 EUR 200 EUR

1ATM cash withdrawals are calculated per month per account regardless the number of cards linked to the account.

Fees and parameters for RCB Visa cards in USD, GBP and RUB

USD
GBP
RUB
Main debit card's annual fee
(first card)
50 USD 50 GBP 4.000 RUB
Main debit card's annual fee (second and each consecutive card) 50 USD 50 GBP 4.000 RUB
Supplementary debit card's annual fee 20 USD 20 GBP 1.600 RUB
Urgent card and PIN production (next business day) 10 USD 10 GBP 800 RUB
Debit card
re-issue / replacement
Free Free Free
Commission for cash withdrawals from the ATMs of the Bank Free Free Free
Commission for cash withdrawals from the ATMs of other banks in Cyprus 2,5%
(min. 2,5 USD)
2,5%
(min. 2,5 GBP)
2,5%
(min. 250 RUB)
Commission for cash withdrawals from the ATMs outside Cyprus 1%
(min. 1 USD)
1%
(min. 1 GBP)
1%
(min. 100 RUB)
Commission for cash withdrawals from the cash points of other Banks 2,5%
(min. 2,5 USD)
2,5%
(min. 2,5 GBP)
2,5%
(min. 250 RUB)
Foreign exchange commission
(for non-account currencies transactions)
2% on transaction amount 2% on transaction amount 2% on transaction amount
SMS-Notice Free Free Free
Card and PIN mailing to client’s address (by courier) 80 USD 80 GBP 5.000 RUB
Daily transaction limit (set by default and may be changed upon client request) 10.000 USD 10.000 GBP 800.000 RUB
Daily cash withdrawal limit from the ATMs of the Bank 1.000 USD 1.000 GBP 80.000 RUB
Daily cash withdrawal limit (set by default and may be changed upon client request) 1.000 USD 1.000 GBP 80.000 RUB
Daily limit for card not present transactions (internet purchases and other card not present transactions) - set by default and may be changed upon client request 10.000 USD 10.000 GBP 800.000 RUB
Monthly limit for card not present transactions (internet purchases and other card not present transactions) for сards with no SMS-Notice service activation - set by default and may be decreased upon client’s request 200 USD 200 GBP 20.000 RUB
Fees and parameters for multicurrency RCB Mastercard
Debit card monthly fee 7,99 EUR
Connect/disconnect USD, GBP, RUB and/or CHF account to the card Free
Urgent card and PIN production
(next business day)
10 EUR
Card re-issue/replacement Free
Card and PIN mailing to client’s address 70 EUR
Commission for cash withdrawals from the Bank’s ATMs Free
Commission for cash withdrawals from the ATMs of other banks 1%
(min. 1 EUR, USD, GBP, CHF or
100 RUB)
Commission for cash withdrawals from the cash points of other banks 2,5%
(min. 2,5 EUR, USD, GBP, CHF or
250 RUB)
Foreign exchange commission
(for non-account currencies transactions)
Free
SMS-Notice Free
Daily transaction limit
(set by default and may be changed upon client request)
10.000 EUR
Daily cash withdrawal limit
(set by default and may be changed upon client request)
1.000 EUR
Daily cash withdrawal limit from the ATMs of the Bank 1.000 EUR
Daily limit for card not present transactions (internet purchases and other card not present transactions) (set by default and may be changed upon client’s request) 10.000 EUR
Monthly limit for card not present transactions (internet purchases and other card not present transactions)
(for сards with no SMS-Notice service activation - set by default and may be decreased upon client’s request)
200 EUR
Visa contactless card rcb2pay

The contactless sticker rcb2pay is a convenient means of payment and an alternative to banking cards. It allows for quick payments in a convenient and secure way.

The contactless sticker rcb2pay is as an additional payment tool which can be issued with your RCB Visa debit card. The contactless sticker provides access to your main card account. You can use rcb2pay for non-cash purchases in retail outlets, but it cannot be used for online payments or for withdrawing cash.

Depending on your financial needs, you can set a daily transaction limit for rcb2pay by contacting RCB Telephone Banking: 800 00 722 (toll-free in Cyprus),
+357 25 355722 (for calls from abroad) or 8 800 100 7722 (toll-free in Russia).

Commissions and charges


RCB Gold
RCB Classic
Account currency EUR EUR
rcb2pay annual fee Free first card

10 EUR
second and each consecutive card
10 EUR
rcb2pay re-issue / replacement fee Free 7,50 EUR
Daily transaction limit (set by default and may be changed upon client's request) 500 EUR 500 EUR

How to use

rcb2pay stickers have the same advantages as the contactless RCB Visa cards. In other words, you can make purchases in less than a second at all point-of-sale terminals featuring the contactless symbol.